NMC offers employees Voluntary AD&D coverage through Reliance Standard. This plan is designed to provide a continuation of benefits to you in the event of either sickness or accident.
ELIGIBILITY
New employees who start work with NMC become eligible for benefits on the first day of the month following date of hire.
Each Active, Full‐Time Employee working 32 or more hours per week except any person working on a temporary or seasonal basis.
Employees are allowed to elect 1x, 2x or 3x their annual salary.
Employment Classification:
Full Time (FT)= 64 to 84 hours per pay period
Part Time (PT)= 40 to 63 hours per pay period
Regular Per Diem (RPD)= at least 8 hours per pay period
Per Diem (PD)= as needed
NMC offers employees Short Term Disability coverage through Reliance Standard. This plan is designed to provide a continuation of benefits to you in the event of either sickness or accident.
ELIGIBILITY
New employees who start work with NMC become eligible for benefits on the first day of the month following date of hire.
Current employees who transfer from a non-benefit-eligible position to a benefit-eligible position follow the New Employee guidelines above.
Employment Classification:
Full Time (FT)= 64 to 84 hours per pay period
Part Time (PT)= 40 to 63 hours per pay period
Regular Per Diem (RPD)= at least 8 hours per pay period
Per Diem (PD)= as needed
Class 1 – Each Active Full Time Employee working 32 hours or more per week and Part Time Employee working 20 hours or more per week, except any person working on a temporary or seasonal basis.
Class 2 – Each Active Full‐Time & Part Time Employee (Leadership, Physician, Nurse Practitioner, Physicians Assistant) working 20 hours or more per week, except any person working on a temporary or seasonal basis.
Contact Information
Other Forms and Resources:
My Supplemental Life Benefits
Employees are offered Voluntary Life Insurance and Accidental Death & Dismemberment Program in which employees can obtain additional term life insurance coverage for themselves and their dependents.
Supplemental life insurance coverage can be elected in conjunction with the Basic Life coverage. If an employee elects life insurance after they are initially eligible, Evidence of Insurability will be required and the coverage will have to be approved.
ELIGIBILITY
New employees who start work with NMC become eligible for benefits on the first day of the month following date of hire.
Current employees who transfer from a non-benefit-eligible position to a benefit-eligible position follow the New Employee guidelines above.
Employment Classification:
Full Time (FT)= 64 to 84 hours per pay period
Part Time (PT)= 40 to 63 hours per pay period
Regular Per Diem (RPD)= at least 8 hours per pay period
Per Diem (PD)= as needed
Class 1 -Each Active Full-Time Employee working 32 or more hours per week, except any person working on a temporary or seasonal basis.
Class 2 –Each Active Full-Time Executive Employee working 32 or more hours per week, except any person working on a temporary or season basis.
Supplemental Life Insurance (100% Employee Funded; age rated premiums)
- Choice of coverage from 1x to 3x annual base salary to a maximum of $500,000 combination of Basic Life and Supplemental Life
- Benefits reduce by 35% upon reaching age 70; 50% upon reaching age 75
- Employee required to give satisfactory evidence of insurability for supplemental life amounts over $250,000
Dependent Life Insurance (100% Employee Funded)
- Employees may elect coverage on their spouse for $10,000, $20,000, $30,000 or $40,000
- Employees may elect coverage on their children for $5,000 or $10,000
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Employees may not elect more coverage for their spouse or child(ren) than they have on themselves
Other Forms and Resources:
Contact Information
My FSA Benefits
Flexible Spending Accounts (FSA) allow employees to set aside money on a pretax basis.
- Funds in a medical FSA may be used to reimburse you for expenses related to medical, prescription, dental, vision and limited over the counter expenses.
- Employees may contribute up to $2,700 into a medical FSA in 2020.
- Funds may be used to pay for eligible expenses incurred by any tax dependent.
- Funds are available in their entirety on the effective date of the FSA.
*Employees who choose the Bronze Medical Plan and elect to contribute to a Health Savings Account (HSA) may elect a medical FSA, but may only use funds to reimburse dental and vision expenses. This is considered a Limited Purpose FSA.
- A Dependent Care Account (DCA) is an FSA that allows employees to put funds away on a pre-tax basis to pay for costs associated with day care and day camp expenses for their children under age 13.
- DCA funds are available for distribution as they are deposited into the account.
- Employees may elect up to $5,000 per household ($2,500 if married and filing separately).
Employees will receive a Healthy Equity Debit Card if they enroll in a Flexible Spending Account, FSA or DCA, only if they have not enrolled previously or their current card has expired.
CLAIMS FILING PROCEDURE:
Written notice of the Participant’s or the Dependent’s claims (proof of claims) must be given to the Contract Administrator as soon as is reasonably possible but prior to the end of the Run-out Period, which is ninety (90) days after the end of the Plan Year. Claims submitted after the Run-out Date will be denied.
My HSA Benefits
Full Time, Flexible Full Time, Regular Part Time & Part Time employees are eligible to contribute to a Health Savings Account if enrolled in the Bronze Qualified High Deductible Health Plan. All employee’s contibutions can be deducted pre-tax & may be changed throughout the year as long as the total contribution does not exceed the Federal Maximums.
Contact Information
Health Equity
866-346-5800
www.healthequity.com
My Critical Illness and Accident Benefits
NMC offers employees Worksite Benefits through Reliance Standard. These plans are designed to provide a continuation of benefits to you in the event of either sickness or accident.
ELIGIBILITY:
Each Active, Full-time employee working 17.5 or more hours per week, and Part-time employee working 17.5 or more hours per week, except any person working on a temporary or seasonal basis.
Accidental Forms and Resources:
Critical Illness Forms and Resources:
Contact Information
Reliance Standard
800-351-7500
Accident Policy # VAI826138
Critical Illness Policy # VCI801059
My Pet Insurance Benefits
NEW! Effective 9/17/20 choose the level of coverage that fits your needs! Get 90%, 70%, or 50% reimbursement on vet bills and more. Refer to the My Pet Protection document for more information or click to enroll on the right.
You may purchase voluntary pet insurance coverage on dogs, cats, and birds. Discounts are given for insuring more than one pet per owner. Premiums can be paid through payroll deductions. Employees opting for this coverage will be required to complete paperwork to provide directly to the insurer. To enroll click on the pet insurance link below.
Eligibility:
Contributions:
Voluntary Pet Insurance is 100% employee funded.
Contact Information
Nationwide
(877) 738-7874
To enroll in Pet Insurance click here to get started.
Worldwide, collect 603-328-1966
The Northwestern Medical Center tuition assistance program is designed to help NMC employees pay back student loan debt and improve their financial well-being.