Compliance Documents

Required Notices:
Other Notices:

You may change your benefit elections during the annual Open Enrollment period or during the year if you experience a Qualifying Life Event. A Life Event change permits employees to make certain mid-year benefit changes consistent with the qualifying event.

You must consult your Benefits Administrator within 31 days from the date of the event to make changes.  This includes events that occur during the summer or holiday breaks while you may not be at work.  Qualifying Life Events include, but are not limited to:

  • Changes in employee’s marital status; marriage, divorce, legal separation, annulment, death of spouse.
  • Changes in dependent status; birth, adoption, placement for adoption, death or dependent eligibility due to age, marriage or student status.
  • Changes in employment status or work schedule that affect benefits eligibility; employee, spouse, dependent.
  • Changes in residence that affect available plan options; employee, spouse, dependent.
2017 Summary Annual Reports (SAR):
2018 Summary Annual Reports (SAR):
2019 Summary Annual Reports (SAR):
2020 Summary Annual Reports (SAR):
2021 Summary Annual Reports (SAR):
2022 Summary Annual Reports (SAR):
2023 Summary Annual Reports (SAR):
Summary Plan Descriptions(SPD):
Summary of Material Modifications (SMM):
Help Center

Please contact Louise Rocheleau at or 802-524-8438 should you have any questions.